We get this question all the time. There is a lot more to getting a mortgage transaction done than just knowing what the rate is. Of course it’s important, and, in some cases it’s the determining factor as to whether the transaction is even worth doing at all. There are several factors that go into calculating a rate (i.e., credit history, amount of equity, program type, lock period, special programs available, the list goes on…). We will gladly assess your individual situation and price your loan for you. We know you will be happy with the value you get here.

Rates are often a deciding factor in moving forward with a mortgage transaction. Of course we encourage you to shop around. As long as you’re not misled by false promises, we are extremely confident that what you encounter is only going to help you appreciate what we do for you that much more.

There’s a lot to know. We will gladly walk you through every step of the process. Just contact us and we’ll do a complete introduction and evaluation for you. Owning a home is a great privilege and we’d like to help you get there. Visit our FIRST-TIME HOMEBUYERS Page for more info.

When it comes to choosing a mortgage professional, knowledge and trust are probably the two most important factors. Without both of these, there are no assurances that you will get the best deal for you or that your loan will even close. This is why we are constantly educating ourselves as to the changes in today’s complex mortgage market and updating our program offerings. As far as the trust to do the right thing… we earn that every day. We look forward to earning it from you.

Please ASK US we are here to help you!